Ah, Maternity Insurance
When I had my oldest son, Jake, I was part of a very nifty HMO. I know HMO’s get a bad rep for lots of people, but as someone who never went to the doctor except to get my annual prescription of birth control pills and then to get routine maternity care (with ol’ Doc Hwang, who I love dearly), I LOVED it.
I paid a whopping total of $250 for the entire 9-10 months of pregnancy. That includes the five day hospital stay, scheduled delivery, anesthesia, etc…
I did it again, 26 months later with Brian. But this time, my maternity insurance was not as terrific. You see, my school district had switched to a PPO which meant I paid $3,000 for the same exact treatment and delivery. I was (and still am) NOT impressed. Obviously others pay much more, but coming off $250 with literally everything (except the baby) the same, it was most insulting.
